John has really helped my family with all of their properties. His advise and expertise helped us make lasting decisions for the future. We feel very secure with our portfolio and will always go to John when we need refinancing or if we decide to invest in another property. Thanks again. You are honest and reliable. Thank you.

I'm a Certified Financial Planner and have referred many clients to John and Funding Concepts.  I make no money on the deals so my only motivation is to make sure my clients receive the best service and loans.  In fact, I initially approached John rather than the other way around because I recognized his ethical character in several non-business settings, and knew I could trust him.  He's been superb.  I highly recommend him.

We were referred to John by my sister. He is an amazing honest person to work with. John does his best to have as much knowledge as he can and keeps you in the loop through you entire process. The communication is AMAZING! If you ask a question and he's not sure of the answer he will do his best to find the person who has the answer! John goes above and beyond to do his job! Thanks again John for being great.

I  used John at Funding Concepts Group for my home purchase and the subsequent refis. He is always professional, quick and really nice to deal with. He even went to bat for me and helped me when an appraisal came back and was ridiculously low. John will go out of his way to explain everything to you in detail and has even told me that it wasn't a good time for me to refinance! I totally trust him and recommend him highly!

John did an amazing job for my buyer.  They were very nervous first time buyers and he explained everything in detail to them and updated all of us throughout the escrow process.  He is personable, reliable and knows what he is doing.  I HIGHLY recommend John.

John is an awesome in moving you through the loan process. He keeps you informed to your progress and what to expect. He was recommended to me by a realtor friend. 
I completed pre-qualification with John and was able to close escrow on a house I found in 21 days. John later worked with me on refinancing and his experience and timing set me up in a 3.25% loan saving me literally tens of thousands of dollars over the life of my loan. I got stellar service and I work and live in Palm Springs!  I could go into greater detail, but really . . . within 4 years, I used John successfully for three mortgage loans.  I think that says it all.